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Employee Disability Insurance

Short- and long-term disability coverage that protects your team's income when they need it most. We design benefits that fit your budget and your people.

Income Protection When It Matters

Roughly 1 in 4 workers will experience a disabling condition before retirement, making income protection one of the most overlooked benefits. Short-term disability typically covers 60-70% of income for a few weeks to months, while long-term disability can extend until retirement age. As an independent agency, we help you offer employer-paid or voluntary plans that give your team real financial security.

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Frequently asked questions

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