What's the difference between term and whole life insurance?

Term life covers you for a set period at a lower cost, while whole life provides lifetime coverage and builds cash value. We help you decide which fits your family's needs.

How much life insurance coverage do I need?

A common rule of thumb is 10-12 times your annual income, but we factor in debts, dependents, and future expenses to recommend the right amount for you.

Can I get life insurance if I have a pre-existing health condition?

Often, yes. Many carriers offer policies for people with health conditions, sometimes at a higher premium. We shop multiple carriers to find your best option.

Employee Life Insurance

Group life insurance that gives your team financial security and peace of mind. We help Arkansas employers offer meaningful protection for their employees' families.

Protecting What Matters Most

Group life insurance is one of the most affordable benefits an employer can offer, giving employees financial protection at a lower rate than individual policies. It typically pays out a lump sum, tax-free, to help a family cover funeral costs, debts, or everyday living expenses if the worst happens. As an independent agency, we help you set up affordable group life plans with fast, simple enrollment for your team.

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Frequently asked questions

Employee Benefits - Life